The Wells Fargo Business Platinum Credit Card* has a unique choose-your-own-rewards-adventure structure. Holders of the card can either earn a flat cash back rate or opt to earn one rewards point for every dollar spent. If you typically spend more than $2,000 a month on a credit card, the flat rate is likely a better choice.
Rewards: choose your rewards: Cash Back or Rewards Points. Cash Back option: Earn 1.5% cash back on every $1 spent; Reward Points option: Earn 1 point on every $1 spent and receive 1,000 bonus points when your company spend is $1,000 or more in any monthly billing period
Welcome Bonus: one-time $300 cash back bonus or 30,000 bonus points when you enroll in the Business Card Rewards Program and spend $3,000 in the first three months of account open date
Annual Fee: $0
Other Benefits and Drawbacks: Having to choose which rewards structure you want can be a nuisance, especially if you aren’t sure what your average monthly spend will be. But if you know which style will work best for you, that’s a moot point. You’ll get up to 99 additional employee cards at no additional cost and for those who choose to receive points, a 10% rebate when you redeem your earnings online.
Read our full review of the Wells Fargo Business Platinum Credit Card* .