Many travel insurance policies offer good medical coverage, but not all cover Covid-related problems. If that’s important to you, make sure to verify that the plan you’re buying specifically covers you in case you contract Covid. To find the best Covid-19 travel insurance plans, we evaluated only plans with at least $150,000 per person for medical coverage.
Sudden travel bans and unexpected quarantine requirements can also derail your trip, but standard travel insurance won’t generally cover these problems. Buying “cancel for any reason” (CFAR) coverage will give you some reimbursement no matter what your reason for canceling.
Add “cancel for any reason” coverage shortly after your first trip deposit if you want it. You may have only a couple weeks before the option expires for your plan.
Also, some destinations abroad have medical coverage requirements for incoming travelers. Confirm the medical coverage requirements you’ll need for your destination, if any, before you buy a travel insurance plan.
Related: Best home Covid tests